Special offer for Bench referrals

Get $50 when you fund a Relay account

Relay is a no-fee, online banking platform that helps small businesses collaborate with their bookkeeper and get unparalleled visibility into cash flow.

Offer applies to users who do not yet have a Relay account. Offer requires that you deposit at least $1 into your Relay account, after which $50 will be deposited by us into your Relay account. For clarity, after the deposit of $1 into your Relay account to comply with this offer, Relay does not require a minimum balance in your Relay account.

  • No account fees

  • No account minimums

  • No overdraft fees

  • No withdrawal fees at Allpoint ATMs

Relay debit card and mobile app

Powerful Checking Accounts

Business banking for organizing your cash

Relay makes it easy to organize your business expenses. Open multiple checking accounts, allocate cash for upcoming expenses, set spending limits on cards, and easily collaborate with your bookkeeper.

  • Give your Bench bookkeeper read-only access to banking

  • Open up to 20 individual business checking accounts

  • Issue 50 Mastercard® debit cards to your team

  • Schedule recurring payments to put expenses on autopilot

  • Send and receive ACH transfers, checks or wires

  • Get personalized customer support when you need it

Relay is a more intelligent and innovative way to manage your money than traditional banking.

Eddie Hollenbeck
Owner at Flapjack Agency

Why bank with Relay

Online banking built for small business

Get unparalleled clarity into operating expenses, cash flow and every transaction.

Open a free accountTerms and conditions

Collaborate easily and securely

Relay makes banking collaboration easy — with your business partners, your legal team, or your Bench bookkeeper. Share your bank statements with anyone that needs them by giving users secure, read-only access to your account.

Team dashboard in Relay with muiltiple team members

Stick to your budget

Relay helps you manage revenue and expenses with dedicated checking accounts for anything — income, profit, taxes, marketing or contractor payments. Stay on track by allocating cash to any account on a percentage or dollar basis.

Multiple checking accounts for Operating and Expenses

Avoid banking fees

Relay’s business banking platform is free. That means no account fees, no minimum balance requirements, no overdraft fees, and no fees for withdrawals at Allpoint ATMs.

Understand each transaction

With Relay, it’s easy to stay on top of what’s happening in your business. Every transaction is accompanied by detailed data — like who made each purchase, the vendor’s website, address, phone number and industry category.

Travel expense transacation data with category, card, status, and address

How to get your $50 Bench bonus

  • Step 1

    Apply for a new Relay account

    Apply
  • Step 2

    Get approved and activate your card once it arrives

    Activate
  • Step 3

    $50 will be automatically deposited into your Relay account

Small businesses love Relay

Start for free

FDIC Insured up to $250K | Mastercard Zero Liability Protection

Open a free accountTerms and conditions