One less app in your tech stack. Create, categorize, delegate, approve and pay bills in Relay.
Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.
Create, upload and email bills, or import from QBO and Xero.
Categorize and approve bills before they’re paid.
Pay by ACH, wire (domestic and international) or check.
Manage payables using flexible workflows and ensure every bill gets paid on time.
Create, upload, email or sync bills from your accounting software into a dashboard that keeps you on top of due dates. We’ll extract key info—including amount and vendor—to save you the busywork.
Split a big bill into smaller, manageable payments to take the pressure off your cash flow and keep business running as usual.
Relay has all the payment types you need to pay vendors. Pay by ACH, domestic and international wire, and check (yes—even the paper ones!).
Get bill pay that grows with you. Safely hand off payables to your team without giving up control.
Invite employees to Relay so they can assist with bills. Limit what they can see and do—outside of bill payments—to keep your account secure.
Relay has user permissions specifically for accountants and bookkeepers. Give them their own logins so they can run accounts payable for you.
Use automated approval rules to make sure that you, a trusted employee or your advisor, always have the last say on a bill before it gets sent.
Post detailed and categorized bills to QuickBooks Online or Xero for monthly bookkeeping that’s faster than ever.
Relay extracts bill details critical to your bookkeeping and syncs them to your accounting software. Details include amount, vendor, due date, memo, line items and more.
Import bill categories from QuickBooks Online and Xero. Manually or automatically code bills in Relay before syncing them to your general ledger for super speedy bookkeeping.
Bill pay and cash flow tools bundled together for every part of the small business journey.
For solopreneurs and businesses just getting started.
Business banking essentials and simple tools to give you complete cash flow clarity.
Apply NowBanking
1.03% APY1
on savings accounts
1% cash back*
on credit cards
Bills & expenses
Bill creation, intake & management
Cards with built-in spend policies
Receipt collection & storage
Invoicing
ACH debit +1% of transaction amount
Payment request links
Invoice creation & tracking
Accounting integrations
Quickbooks
Xero
For small teams with growing cash flow complexities.
Tools and automations to put you in control of financials and free of shortfalls.
Trial Grow for 14 daysBanking
1.75% APY1
on savings accounts
1.25% cash back*
on credit cards
Everything in Starter, plus
Bills & expenses
Savings on payment fees
Multi-step bill approval rules
Customizable bookkeeping automation
Partial bill payments
Invoicing
ACH debit +0.75% of transaction amount
Branded invoices
Recurring invoices
For larger teams that want to scale more, faster.
AI-powered automation and insights to help you save time and max out margins.
Trial Scale for 14 daysBanking
3.03% APY1
on savings accounts
1.5% cash back*
on credit cards
Everything in Grow, plus
Bills & expenses
10 free same-day ACH per month
Bill payment automation
Out-of-policy spend requests
Invoicing
ACH debit +0.5% of transaction amount
AI-powered collections agent
Insights
Cash flow insights & forecasts
And more...
Special offers from Relay partners like Xero and Engine
Faster customer support by phone and email
A best-in-class security certification
Relay is SOC 2 Type II certified, providing enterprise-level security to protect our customers and data.
Visa® Zero Liability Protection
Quickly identify and resolve unauthorized activity with the help of Visa® and Relay.
Control who sees and spends what
Give advisors and employees the exact level of access they need, and revoke it in just a few clicks.
Everything under one roof. An efficient customer service team, convenience of sending funds to vendors around the world. Kudos to the Relay Team.
