INVOICES

Stop chasing money.Start collecting it.

Create invoices with every way to pay built in. Track each one from sent to paid, and keep your cash flow clear—all from the account you already bank with.

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RELAY MEANS BUSINESS.

 

150k+

Businessesserved

$200M+

PAYMENTSCOLLECTED

33%

fasterpayouts.*

GET PAIDTHREE WAYS.
  1. 01

    Build a branded invoice with your logo, line items, and discounts. Export it as a PDF for manual delivery or your own records.

  2. 02

    Send that same invoice with a secure payment link attached, so customers can see the full breakdown and pay in one click.

  3. 03

    Skip the invoice and send a quick link with the total, due date, and a memo, built for when you just need to get paid, fast.

How it works

Build it once.

Upload a CSV, PDF, or doc you already have and Relay turns it into an editable catalog of products and services. Pull any item onto an invoice in one click. Every invoice comes out fast and consistent, no matter who's building it.
Invoices checking paperwork.

Make it yours.

Add your logo, brand colors, and business details. They'll carry through every invoice and payment page automatically, so everything you send looks clear, credible, and safe to pay.
Invoices drafting.

Keep more.

Add an optional credit card surcharge so processing costs don't eat into your margin. Pay-by-bank fees cap at $10 no matter the invoice size, and accepting Amex costs the same as any other card.
Invoices group checking paperwork.

Flexible payments.

ACH, wire, debit, credit, pay-by-bank, Apple Pay, or Google Pay. However your customer wants to pay, they can.

Automated collections.

Send payment reminders before and after the due date. Set up recurring billing once, and Relay collects on repeat.

Status tracking.

See exactly where every invoice stands—processing, paid, or overdue. Check anytime, right from your Relay dashboard.

Role-based access.

Invite your team to manage receivables with you. Connect your accounting software so everything reconciles automatically.

“There’s not a single brick-and-mortar bank that comes close to the flexibility, control, and affordability of Relay. Being able to set up separate accounts and automatic invoicing is nothing short of fantastic.”

Mars Hill Trusttrustpilot name and star

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Every invoice.Sent in seconds.

Every invoice.Every invoice.

Your questions,answered.

Send an invoice from Relay and the payment lands directly in your Relay account—no separate processor, no waiting for it to land somewhere else first. You see it the moment it clears, right alongside the rest of your cash flow, so you always know what's actually available to spend.

Relay gives you two ways to request and receive money: invoices and quick requests. Invoices are professional, branded documents ideal for when you need to present a detailed bill or maintain a formal paper trail. Quick requests are a fast, no-frills way to collect payment without building an itemized invoice. Both tools allow you to request payment and track status in real-time.

Yes. Set the amount, the customer, and the schedule once, and Relay sends the invoice automatically every time it's due. No recreating the same invoice every month, and no sticky note reminding you it's due.

Relay can automatically remind customers when an invoice is coming due or already overdue, so you're not the one sending the awkward check-in email. Toggle the setting on or off and spend less time chasing customers for payments.

Your customer opens the invoice you send and pays directly—no separate payment portal or account setup on their end. The payment routes straight into your Relay account, where it's automatically matched to the invoice it settles.

Yes. When a customer pays, Relay matches the payment to the right invoice and reconciles it automatically, syncing with QuickBooks Online or Xero so your books stay current without you touching a spreadsheet.

No. Invoicing and payment collection live in the same platform as your Relay accounts, so you're not paying for or learning a separate tool just to send a bill. One place to see what you're owed and what's already in the bank.

Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC.