Consolidate your cash
Deposit ACH transfers, wires, checks, cash and payouts from payment processors like PayPal, Stripe, Square and more.
Business Checking Built for Business Owners
Relay’s business checking features will keep you and your team on the money all of the time. Don’t worry about fees, paperwork or branch visits.
- FDIC Insurance up to $3M available for funds on deposit via Thread Bank, Member FDIC²
- Visa® Zero Liability Protection
No hidden fees
Bank without hidden fees or minimum balances that tie up your cash flow.
Up to 20 checking accounts
Easily separate and organize cash to keep it flowing.
Employee cards with controls
Effortlessly issue cards to your team—as many as you need.
Make Money Move Your Way
Divide & conquer
Automate transfers from one to multiple accounts using dollar amounts or percentages.
Simplify payments
Send ACH transfers, wires, and checks (by mail, or from a third-party check book). Put recurring payments on auto-pilot, and seamlessly collect payment details from vendors.
Ultra-detailed banking data
1
Easily decipher all spending
Get clean, standardized vendor data and auto-categorization for all card purchases so you don’t have to waste time decoding team member purchases. Plus, capture and store receipts in Relay to make month-end bookkeeping a breeze.
2
Keep track of the ins and outs
See comprehensive data for in- and outgoing payments, including images of deposited checks and their memos. Plus, you can easily identify which team member sent each payment.
3
Speedier bookkeeping
Sync detailed data directly to QuickBooks Online or Xero to quickly and meticulously code and reconcile all of your transactions.
Integrate your existing tools
Best-in-class accounting integrations
Bookkeeping is delightfully straightforward thanks to detailed banking data that directly and reliably syncs into QuickBooks Online and Xero.
Keep your payroll constantly rolling
Integrate Relay and Gusto for detailed payroll data, shortfall warnings and connected team member management.
Work smarter with Plaid and Yodlee
Use Plaid or Yodlee to securely link Relay to your other money apps like Wave, Freshbooks, Expensify and Venmo.
Work together with secure collaboration
Accountants & Bookkeepers
Give your accountant or bookkeeper role-based logins so they help out with money management, safely. They can also directly access the data and documents they need to take care of your books.
Team members
Assign your employees the right level of access they need to assist you with everyday banking tasks like paying the bills. Plus, give team members cardholder roles so they can access debit cards and keep track of their spending.
Hands-on helpevery step of the way
24/7 Support
You get access to knowledgeable support specialists dedicated to understanding what you need to achieve your goals. We’re happy to help, and we’re available by email.
Your money — protected
Relay logins are protected by two-factor authentication and biometric security. Plus:
Data encryption and secure infrastructure
Visa® Zero Liability Protection Policy
Two-factor authentication and biometric security
Kind words from our community
The future of banking.
"The future of banking. It's a first for me to feel excited about banking. I also can't wait to call my current bank to close my accounts and have them ask me why I am leaving... I have a list of reasons, but I might just say 'have you not seen Relay?' ;)"
